Eighty Percent of Small Claims and Civil Matters Go Uncollected
Small Claims » Eighty Percent of Small Claims and Civil Matters Go Uncollected
This is true for most Americans:
- Someone who doesn't pay
- You send them to court
- The court agrees in your favor
- You never see any money that is owed to you.
Although the civil courts are set up to allow you to get your money back in court, that doesn't mean that it isn't going to hard. Civil court allows access to simple information on filing wage garnishments, bank garnishments, liens, and other ways of getting back what is owed to you that you were awarded in court, but the information given to you will not teach you everything you need to know. So we are left with only a few options:
- Be defeated by your debtors (Never see your money again)
- Spend several weeks trying to learn how to get your money back yourself
- Talk to an attorney and spend your hard earned money on a retainer plus hundreds per hour fees
- Hire a Collection Agency
Although judgment recovery service isn't hard to figure out once you learn the simple steps of using one, the process will save you time and money in the long run. You would think that judgment is awarded to you, they would make it less of a hassle for you to recover the funds that are owed to you.
Civil Courts offers information packets to you explaining what your rights are as a debtor. Try to find out information from one of the court clerks how you find the debtors banking information or the process for garnishing the debtors wages, and you will get the same answer - 'we cannot offer legal advice'.
The best way to get all of the important contact information and other important facts about the debtor is a process called skip tracing. Part of this process involves pulling a credit report on the debtor, and playing private detective to put all of the pieces together. One of the hardest things a creditor will face is that almost all credit reporters will not allow you to retrieve a credit report on someone if you don't own or operate a legitimate company that complies with FRCA laws and regulations.
If you use a judgment recovery service, they will collect your money for you with with no out-of-pocket fees, and absolutely no fees unless the money owed to you is recovered. Unlike attorneys who slap you with per hour fees, whether or not they are capable to collect your fees.
We recommend letting a professional National Collection Agency handle your outstanding debts for the most effective and efficient no-upfront cost way to collect on monies owed to you.
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